Strategic resolution for credit cards, lines of credit, vendor debts, and equipment financing. Our systematic approach prioritizes your debts and negotiates sustainable solutions.
Revolving credit lines with high rates
Secured and unsecured credit facilities
Supplier and vendor payment arrangements
Asset-backed business loans
Accounts receivable financing
Answering your questions about comprehensive debt resolution.
Debt settlement typically involves negotiating a lump-sum payment for less than the total amount owed. Debt restructuring is broader and can include changing interest rates, extending payment terms, or combining multiple debts into a new, more manageable payment plan, in addition to settlement.
It depends. If your business debts are personally guaranteed, any negotiation or default can impact your personal credit. Our goal is to create a plan that addresses these guarantees and minimizes personal credit impact wherever possible.
Negotiating government-backed loans like SBA loans is complex and has specific procedures, but it's not impossible. We can help you prepare an 'Offer in Compromise' (OIC) package for the SBA, which can lead to a settlement if your business meets their strict criteria.
A law firm can provide legal protection. If a creditor decides to sue, a debt settlement company cannot represent you in court. We can. This gives us more leverage in negotiations, as creditors know we are prepared to defend our clients legally if a fair settlement cannot be reached.
Important: These are historical ranges from past cases. Every situation is unique, and past results do not guarantee future outcomes. Results depend on specific circumstances, creditor cooperation, and available defenses.