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Merchant Cash Advance Relief
Merchant Cash Advance Relief
MCAs deliver fast cash—but with daily or weekly remits and effective APRs often between 60–350%. Miss a payment and you may face UCC liens, COJs, and account freezes. Our job is to stabilize, negotiate, and resolve.
Business Bankruptcy Protection
Business Bankruptcy Protection
When debt becomes insurmountable, bankruptcy provides a powerful legal framework to protect your business, stop creditors, and create a path for a fresh financial start.
Lawsuit & COJ Defense
Lawsuit & COJ Defense
Been served with court papers? Time is critical. Our experienced legal team provides aggressive defense strategies for business lawsuits, confession of judgment actions, and debt collection cases.
Business Debt Relief
Business Debt Relief
When debt becomes insurmountable, bankruptcy provides a powerful legal framework to protect your business, stop creditors, and create a path for a fresh financial start.
Frequently Asked Questions
Frequently Asked Questions
Get answers to common questions about business debt relief
Is an MCA a loan?
No, legally an MCA (Merchant Cash Advance) is a purchase of future receivables, not a loan. However, it functions similarly to high-interest debt with daily or weekly remits that can range from 60-350% effective APR.
Will my accounts be frozen?
Will my accounts be frozen?
Account freezes can happen if you have UCC liens, judgments, or are in default. We work to prevent freezes through proactive negotiation and, if they occur, to get accounts released as quickly as possible.
What is your fee structure?
What is your fee structure?
We primarily operate on a success-based model. Our fees are tied to the results we achieve for you. Plus, we offer a 100% money-back guarantee if we don't achieve significant debt reduction for your business.
How long does the process take?
How long does the process take?
Timeline varies by case complexity, but we typically see initial results within 30-60 days. Simple negotiations may resolve in weeks, while complex cases with litigation can take several months.
What if I'm already being sued?
What if I'm already being sued?
If you've been served with court papers, time is critical. We can often negotiate even after lawsuits are filed, and may be able to get judgments vacated or settlements reached. Contact us immediately.
When is bankruptcy a better option than debt settlement?
When is bankruptcy a better option than debt settlement?
Bankruptcy may be a better option when debts are overwhelming and the business is not profitable enough to support a settlement plan. It provides broader legal protection through the 'automatic stay' and can resolve multiple creditor issues simultaneously in a structured legal process.
Can you help with multiple creditors?
Can you help with multiple creditors?
Yes, we handle cases involving multiple creditors including MCAs, business credit cards, lines of credit, vendor debts, and equipment financing. We prioritize based on urgency and leverage.
What documents do I need?
What documents do I need?
We typically need MCA agreements, bank statements, any court documents, UCC filings, and correspondence with creditors. Our intake process will guide you through exactly what's needed for your situation.
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